UNI has two health plans, the UNI PPO (Alliance Select) and the UNI Blue Advantage (HMO). The UNI Preferred Provider Organization (PPO) plan provides coverage whether you are in-network or out-of-network, you pay more for services provided outside of the network. The network for this plan is nationwide and is available in over 200 countries. The UNI Blue Advantage is also known as a Health Maintenance Organization (HMO). This plan provides coverage only in the state of Iowa. Coverage would only be available outside of Iowa if Doctor on Demand was used, or the claim was considered accidental injury or an emergency. To learn more about the health plans offered at UNI visit our health insurance webpage.