Own Your Benefits
UNI’s self-insured health plans, the UNI PPO (Alliance Select) and the UNI Blue Advantage (HMO) both cover one preventive eye exam per calendar year for anyone that is covered on the health plans. When going to an in-network optometrist or ophthalmologist, be sure to provide them your Wellmark ID to have your exam paid for. For other vision options, visit our webpage.
Dependent care costs can change at any time for a number of different reasons. It may be because you are newly enrolling your dependent in care, or withdrawing them from care. Due to these changes you are able to make changes to the contributions to your dependent care flexible spending account (DCFSA). For a listing of eligible reasons to change your DCFSA contributions outside of a qualified life event, as well as directions on how to make a change to your contributions, visit our webpage.
Wellmark®, UNI’s health insurance vendor, offers tools to help members determine the cost of an appointment prior to visiting the doctor’s office. The tools are called the Wellmark Care Finder and Cost Estimator Tool located within the MyWellmark system. These tools will show you what your out-of-pocket cost will be for different types of services and appointments. Keep in mind that services done within the state of Iowa cost the self-insured plans less than when services are provided outside of the state. The Care Finder tool also provides ratings and reviews on providers when you complete a search.Visit our Know Before You Go webpage to help you select your care.
Health insurance can be easier to understand if you utilize the tools that are provided. Wellmark has several tools designed to help you make informed decisions when it comes to UNI’s self-insured health plans. Wellmark provides the MyWellmark platform to bring many paper documents to your desktop, smartphones and tablets. Within MyWellmark you will find the option to elect electronic Explanation of Benefits (EOBs), the Wellmark CareFinder, and the Check Drug Cost Tool. Mail Service Prescription Drugs can be utilized to save both you and the plan money.
Avoid going to the pharmacy by having your maintenance medications conveniently mailed to your home by using CVS Pharmacy's Mail Service. Utilizing this service saves you money as a 90 day supply will only cost you two copayments, instead of three.
To reduce traffic for healthcare facilities and to reduce you and family members exposure, use Doctor On Demand. Temporarily, due to COVID-19, the copay for utilizing Doctor on Demand will be waived for medical treatment. For Center for Disease Control and Prevention (CDC) recommendations related to symptoms and treatment for COVID-19, visit the CDC web page. Doctor On Demand also provides behavioral assistance for anxiety, depression, trauma, and loss by covering visits with a licensed psychologist or psychiatrist.
Urgent Care, doctor’s offices, virtual doctors, and the ER, so many choices for care! Do you often wonder what the differences are among the options and where you should go? Did you know that members on our health plans significantly over utilize the emergency room for non-emergency situations compared to the Wellmark Book of Business? By utilizing each facility correctly you can save yourself, and the self-insured health plan money. Learn more about your health care options on the Health Care Choices For Services web page.