Wellmark®, UNI’s health insurance vendor, offers tools to help members determine the cost of an appointment prior to visiting the doctor’s office. These tools are called the Wellmark Care Finder and Cost Estimator Tool located within the MyWellmark system. These tools will show you what your out-of-pocket cost will be for different types of services and appointments. Keep in mind that services done within the state of Iowa cost the self-insured plans less than when services are done outside of the state. The Care Finder tool also provides ratings and reviews on providers when you complete a search. We have put together a website called Know Before You Go to help you select your care.