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The 2022 Benefits Open Enrollment period is Monday, November 1 through Tuesday, November 30, 2021. For more information and to enroll in a 2022 FSA please visit the Open Enrollment website.

Any enrollment changes you make will take effect January 1, 2022.

Health Care Know Before You Go

Own Your Benefits

Know Before You Go - Cost Estimator Tool

Wellmark has resources to assist you in finding lower costing options when seeking services or facilities. This in turn will help you by keeping your costs down, and when you keep your costs down, the premiums for the self-insured health plans stay low too.

Information on this page is provided for informational purposes and is not meant to substitute for the advice provided by your own physician or other medical professional. You should not use the information contained herein for diagnosing or treating a health problem or disease, or prescribing any medication.

Cost Estimator

Through your myWellmark account, you can access Care Finder and the cost estimator tool. This tool can provide you insight into how much a procedure, service, or doctor's visit will cost depending on where you seek service. This will not only show your out-of-pocket cost, but also what the service will cost the health plan.

The Iowa Hospital Association also provides an Iowa Hospital Charges Compare tool that allows you to compare the cost of service offered by Iowa Hospitals.

The costs of services cost more when a member seeks services out-of-state. This is to portray the differences in costs for the PPO Plan, UNI Blue Advantage only has coverage out-of-state for accidental injuries or emergencies.

Wellmark also has a helpful guide on questions you should ask before a procedure, during a hospital stay, and after receiving care.

Saving Money On Local Health Care Services
  Best Value
Services & Responsibility Out-of-State In-State
Well Child Exam - Your Out-of-Pocket $0 $0
Well Child Exam - Charge to UNI Self-insured Plan $173 $132
Adult Checkup - Your Out-of-Pocket Your Plan Co-pay Your Plan Co-pay
Adult Checkup - Charge to UNI Self-insured Plan $236 - $280 $98 - $158
Eye Exam - Your Out-of-Pocket $0 $0
Eye Exam - Charge to UNI Self-insured Plan $158 - $234 $96 - $200

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