Public Service Student Loan Forgiveness
Additional Resources for Faculty and Staff
Individuals who work in the public sector (e.g. UNI employees) may qualify for the Public Service Student Loan Forgiveness (PSLF) program. UNI Employees who have federal student loans (direct loans) may qualify to have the remainder of their student loans forgiven.
Working full-time for a qualifying public sector employer for at least 10 years and; making 120 qualifying monthly payments toward federal student loans. Eligibility requirements must be met prior to loan forgiveness.
To learn more about eligibility and to utilize the PSLF Help Tool:
How to Request a Public Service Loan Forgiveness Form:
Use the PSLF Help Tool to submit your form electronically. You will need to log in with your account username and password (FSA ID). As you go through the tool, you will have an opportunity to apply your digital signature. Following that action, you will be presented with information and prompts to request your employer's signature. Please provide firstname.lastname@example.org as the email address for the authorizing official to certify your employment. Once we receive the electronic document we will verify your employment and digitally sign. After we have completed the certification, the form will be submitted to the PSLF servicer via the PSLF Help Tool for processing.
If there is conflicting information on the form that we are unable to correct, we will decline signing and add a note to let you know what information needs to be changed. Once you receive the form back, correct the requested information and resubmit.
If you have any questions about this process email email@example.com.
Reminder: Do not email this form or other personally identifiable information (PII).
TIAA has partnered with SAVI to provide UNI employees wanting additional assistance applying for the Public Service Student Loan Forgiveness Program. Employees will gain access to the SAVI tool through this portal. SAVI will assist UNI employees in enrolling in the forgiveness programs and provide ongoing support and payment tracking for a small fee. Visit the UNI portal to learn more, calculate your savings and enroll with SAVI.
This portal is provided through TIAA for UNI employees to learn more information about and connect and enroll with the SAVI for assistance in applying for the loan forgiveness programs.
Student Loan Forgiveness Workshops
TIAA has joined forces with the student loan experts at Savi to help you navigate the complexities of federal student loan programs such as Public Service Loan Forgiveness (PSLF). Join an online webinar to find out how you can explore lowering your student loan payments and working towards forgiveness. For help or questions please email partners: TIAA@bysavi.com.
US Department of Education
Federal Student Aid Information Center
studentaid.gov/help-center/answers/landing or 1-800-4-FEDAID (1-800-433-3243)
Federal Student Loan Support Center
Contact Center Help or 1-800-557-7394
Debt Management and Collection Systems
myeddebt.ed.gov or 1-800-621-3115
Frequently Asked Questions
- 1Q: Who qualifies for the Federal Student Loan Forgiveness Program?
1A: Individuals that have made 120 qualifying payments toward their Federal Student Direct Loans while working for an eligible employer qualify for Public Service Loan Forgiveness.
- 2Q: What employers are qualifying?
2A: Individuals that have made 120 qualifying payments toward their Federal Student Direct Loans while working for an eligible employer qualify for Public Service Loan Government employers and not-for-profit organizations are qualifying employers. UNI is a qualifying employer, as well as not-for-profit public safety, law enforcement, early childhood education, public library services, and other school based services.
- 3Q: What type of student loans are eligible for forgiveness?
3A: Federal Student Direct Loans are the only types of loans available for forgiveness. If you have other federal loans such as the Federal Family Education Loans or Federal Perkins Loans you may consolidate them into a Direct Consolidation Loan to be eligible for the forgiveness program.
- 4Q: What jobs are eligible for this program?
4A: All jobs or positions for a qualifying employer are eligible.
- 5Q: Is Federal Student Loan Forgiveness a taxable benefit?
5A: The amount that is forgiven is not seen as income by the Internal Revenue Service and is therefore not a taxable benefit on your federal tax returns.