Tax-Deferred Annuity (TDA) Plan Vendors & Fees
Information and Support for Faculty and Staff
TDA Vendor Information
| Provider | Contact Information | Investment Options and Fees |
|---|---|---|
| TIAA | TIAA 1-800-842-2776 UNI Benefits Office 319-273-2423 |
TIAA TDA Investment Options and Fees |
| VALIC (This plan is ending 12/31/2023) |
Enrollment: Pam Corrick 641-451-1284 Pam.Corrick@aig.com General Information: 1-800-448-2542 |
VALIC TDA Investment Options and Fees |
| Fidelity Investments (This plan is ending 12/31/2023) |
Enrollment: Jason Cronick 1-866-795-0406 Jason.Cronick@fmr.com General Information: 1-800-343-3548 |
Fidelity TDA Investment Options and Fees |
| Ameriprise (This plan is ending 12/31/2023) |
Henry Maidan 2712 Orchard Dr. Suite A Cedar Falls, IA 50613 319-268-4329 Henry.M.Maidan@ampf.com https://www.ameripriseadvisors.com/henry.m.maidan or Andrew Fober and Stephanie Arensdorf 2813 Terrace Drive Cedar Falls, IA 50613 319-268-4334 Andrew.J.Fober@ampf.com Stephanie.L.Arensdorf@ampf.com or Brian Power 3404 Midway Drive Waterloo, IA 50701 319-234-7000 Brian.E.Power@ampf.com |
Please contact them directly for fee and investment information. |
| GALIC (This plan is ending 12/31/2023) |
Dick Dobson, CFP 6003 University Ave Cedar Falls, IA 50613 rdobson@cfu.net |
Please contact them directly for fee and investment information. |
Understanding Fees
Fees and expenses can vary widely from fund to fund, or from fund class to fund class. Even small differences in fees can make a big difference in your investment returns over time. While lower fees do not necessarily translate into higher returns, when you invest in lower-cost funds, more of your money goes to purchasing investments and you keep a higher percentage of the potential returns generated by every fund in your portfolio.
To locate the fees you will want to view the expense ratio. An expense ratio is a ratio of your investment that goes toward the fund’s expenses on an annual basis. If you invest in a mutual fund with a 1.0 expense ratio, you’ll pay the fund 1.0% or $10 per year for every $1,000 invested. Expense ratios are not deducted from your account or investment rather from your return. This means if the investments owned by the fund delivered a gross return of 10%, and the fund has an expense ratio of 1%, your return, net of fees, is 9%.
Simple ways to find the expense ratio?
- You can locate the expense ratio of an investment through the vendor information below, on the investment page look for Expense Ratio. For Ameriprise or GALIC please contact them directly.
- You may also look up a fund’s expense ratio in the fund’s prospectus. You can download a fund’s prospectus from the mutual fund company’s website. Look in the table of contents for a section called Fees and Expenses, and it will tell you the expense ratio of your fund.