Will Preparation Services
Provided by Principal Financial Group
The University of Northern Iowa is pleased to offer a valuable addition to your employee benefits, an online will preparation service. This is a free benefit under your university life insurance plan, which is offered through the Principal Financial Group.
This service is offered through ARAG Services, LLC and allows you to create a will, living will, and/or power of attorney documents for free. These documents provide legal documentation of your wishes if you are not able to speak for yourself. As long as you are covered by UNI’s life insurance plan, you will be able to create and change the documents with no charge.
Steps to take advantage of this benefit:
- Visit https://principal.araggroup.com/onlineDocsMVC/index.htm
- Click once on the "New Account" button on the left side of the screen.
- Input the university’s account number: 1120981
- Follow the online instructions.
- If you have any questions along the way, you can call the customer care number: 1-800-546-3718
The documents preparation services provided by ARAG Services, LLC, should not be considered a substitute for consultation with an attorney or any other professional advisor. The University does not endorse, warrant, or guarantee the services provided or documents created by ARAG Services , LLC. Nor, does it guarantee that any will generated by ARAG Services, LLC will accomplish your intent or be in your or your beneficiaries best interest. The University is not responsible to you, your beneficiaries, or any other person for any loss, injury, claim, liability, or damage related to any use of the document preparation service. All legal documents are best prepared after consultation with, and under the supervision of, an attorney.
Frequently Asked Questions
- 1Q: Why is it important that I have a will?
If you become incapacitated and don’t have a current living will/health care power of attorney, the decisions concerning your health care can become excruciating for loved ones. And if you die without an up-to-date will, divvying up assets – and the custody of any minor children – can fall at the mercy of your state’s law. A few simple steps today can alleviate numerous issues down the road.
- 2Q: What type of legal documents can be created for me and my spouse using the will preparation service and what is the difference between the documents?
There are four types of documents that can be created or altered; a will, a living will, a health care power of attorney and a financial power of attorney. The purpose of a will is used to specify what is to be done with your property when you die and names the executor of your estate. You can also use a will to name a guardian for your minor children. The purpose of a living will is to set out certain treatment care options should you become terminally ill. The purpose of either a financial or health care power of attorney is to either name an agent to handle your health affairs if you are no longer able to make a health care decision for yourself or handle your financial affairs.
- 3Q: How do I know if I’m eligible to use the will preparation service?
If you are covered under the university’s group term life insurance policy, you are eligible to use this service. In most cases, all non-temporary positions are eligible.