UNI has two health plans available for eligible employees, the UNI PPO (Alliance Select) and the UNI Blue Advantage (HMO). The UNI PPO (Preferred Provider Organization) plan provides coverage whether you are in-network or out-of-network, but you pay more for services provided outside of the network. The network for this plan is nationwide and is available in over 200 countries. The UNI Blue Advantage is known as a Health Maintenance Organization (HMO). This plan provides coverage only in the state of Iowa. Claims would only be covered outside of Iowa if Doctor on Demand was used, or the claim was considered an accidental injury or an emergency as determined by Wellmark. For more similarities and differences, review UNI's Health Plan Comparison.
