My Spouse/Dependent is Changing or Losing Coverage

You can make changes to your health, dental, or vision insurance within 30 calendar days of a spouse or dependent gaining or losing eligibility for insurance. You also have the option to change plan options or enroll in a different plan. If you make a midyear plan change, any deductible and out-of-pocket amounts already accumulated will carry over to your new plan.

 Coverage will be effective the first of the month after the effective change. Any other changes to your plan must be made during the open enrollment period.

You can change your contributions or enroll in an FSA due to a qualifying life event. Your deductions will start the month after the election is made and you are eligible to use health care FSA contributions as of the effective date of coverage. You are able to use dependent care contributions as they accrue.

Eligible employees can elect/increase/decrease or de-enroll from voluntary term life for themselves, their spouse or their children due to a spouse or dependent’s change in coverage. The premium for VTL includes accidental death and dismemberment insurance and can be calculated for each coverage amount by viewing page four of the Group Voluntary Term Life Coverage document.

If you need to update your life insurance beneficiaries due to a qualifying life event, please use the UNI Works System.

For IPERS beneficiaries, please log into the IPERS website to update.

To update your TIAA beneficiaries, please log onto the TIAA website to update.

Effective July 1, 2024, employees who experience a qualified life event and request changes to their family health and/or dental coverage are required to verify all dependent relationships by submitting appropriate legal documentation.

Examples of documentation:

1. Spouse - marriage certificate, common law spouse affidavit
2. Domestic Partner - notarized domestic partner affidavit
3. Child - birth certificate which includes parents names, adoption paperwork, court order, or guardianship paperwork

At the time of your life event, documentation may be securely uploaded through UNI Works or presented in person at the Human Resources Office (Gilchrist 025). All documentation must be reviewed by HRS staff; however, no copies will be retained after the initial review (e.g., electronically submitted documents will be purged). For your security, please do not send personal documentation via email.

All documentation for dependent verification must be submitted by the life event deadline.

Annual Open Enrollment

If you do not make any changes during open enrollment your coverage selection will remain the same.

Qualifying Life Event

You may also enroll, waive, or change your coverage selection based on a qualifying life event.

UNI Works

UNI Works is designed to help you enroll, make changes, and view your current benefit elections, dependents and beneficiaries all in one location. When logging into UNI Works, select Benefits and Pay from the Main Menu.

1Q: Can my spouse's human resources department provide a letter of the loss/gain of coverage for documentation?

1A: Yes, as long as the document states the legal name and official date of loss/gain of coverage.

2Q: If my spouse is changing jobs, can I add them to my coverage then remove when their new coverage becomes effective?

2A: Yes, a gain or loss of coverage is a qualified life event.