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My Benefits | Dental Benefits

Self-insured Dental Plan

Administered By Delta Dental of Iowa

Eligibility

Non-temporary Employees

  • Must work at least half-time (20 hours per week) or more.
  • Must be appointed for nine (9) months or more.

Temporary Faculty

  • Appointed for nine (9) months working at 50% or more.
  • Appointed for a second consecutive semester at 50% or more.
  • Coverage will continue as long as the faculty member is continuously employed at 50% or more.
Dental Benefits Coverage Starts
Life Event Coverage Starts Days to Initiate a Change
New Hire Based on your start date, coverage begins the first day of the next month. 30 Days After the Event
Qualifying Employment Event Based on the event date, coverage begins the first day of the next month 30 Days After the Event
Qualifying Life Events Based on the event date, coverage begins the first day of the next month. 30 Days After the Event
Adoption, Placement for Adoption Coverage starts as of the date on the adoption decree. 60 Days After the Event
Birth Coverage starts the date the baby is born. 60 Days After the Event
Open Enrollment Changes not associated with a life event must be made during the Annual Open Enrollment period. These changes will be effective January 1 of the upcoming year. Defined Open Enrollment Period
Dental Benefits Coverage Ends
Life Event Coverage Ends
Reduction in Working Hours Coverage ends the last day of the month the appointment is no longer eligible.
Separation of Employment Coverage ends the last day of the separation month.
Qualifying Life Events Coverage ends the last day of the month in which the qualifying event occurred.
Open Enrollment If there are changes to end coverage during the Annual Open Enrollment period, coverage will end December 31 of the current year.

Who Can Be Covered?

Coverage is available for:

Returning to Work

If a retiree returns and is eligible for benefits, they can either:

  1. Select the active employee benefits and waive retiree coverage
    or
  2. Waive the active employee benefits and continue with the retiree benefits.

Once the retiree coverage is waived, the retiree cannot re-enroll in retirement coverage.

An employee can only retire from UNI once.

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What Does Self-insured Mean?

When a plan is self-insured the employee and employer premiums are put into an account. When a claim occurs, money from that account is used to pay that claim. If claim costs increase, then premiums must increase to cover the additional costs.

Taking Ownership

  1. Everyday Benefit Terms

Dental Premium Payroll Deductions

Dental premiums are withheld from your pay as a pre-tax deduction, which reduces your taxable income and the amount of taxes you pay at the time of payroll. This is a default selection by the University.

If you would like to opt out of the pre-tax premium option, please complete the After-Tax Premium Option form and submit to the Human Resource Services Office.

UNI Dental Plan

Plan Information Effective: January 1, 2018 through December 31, 2018

Dental insurance helps you cover the costs of routine dental check-ups, treatment and care of dental disease and accidents to teeth. Delta Dental offers a large network of providers, with a broad range of dentists, which helps to keep your out-of-pocket costs down.

A list of participating providers may be found at deltadentalia.com. You may also ask providers whether they have a participating agreement with Delta Dental or contact Delta Dental at (800) 544-0718 to ask about specific providers.

University of Northern Iowa employees enrolled in Delta Dental of Iowa are automatically eligible for a vision discount program through EyeMed Vision Care at no extra cost.

Dental Plan Summary of Benefits Coverage

A simplified summary overview of benefits offered by the plan. Access the Summary of Benefits Coverage

Summary Plan Description

This benefit booklet describes your rights and responsibilities under your group dental plan. Access the Summary Plan Description

Premiums January 1, 2018 - December 31, 2018
Coverage Employee 1/12 Annual Premium Employee Annual Premium UNI Annual Premium
Single $6.00 $72.00 $306.00
Family $54.75 $657.00 $657.00
Shared Family $46.50 $558.00 $756.00

Additional Delta Dental Member Features

Delta Dental of Iowa Homepage

Enhanced Benefits Program

Your dental plan includes Delta Dental of Iowa’s Enhanced Benefits Program, which offers additional dental services to members with certain conditions. This program is available to employees and their family members who are enrolled in the UNI Dental Plan.

​To Go Program

Delta Dental's To Go Program allows you to carry over any unused annual benefit from one year to the next. This program offers more flexibility and helps you plan for more extensive and costly dental treatments for yourself, or your covered family members, in subsequent years. This program does not cost anything and is automatic for anyone enrolled.

Dental Insurance Coverage - What To Do When Traveling Internationally

The UNI Dental Plan offers coverage for covered services while out of the country. In case of a dental issue while traveling:

  1. Schedule and proceed with the service needed. Cost of service is determined by the provider. The co-insurance is the same is an out-of-network service, or a charge that would be charged in the Premier network.
  2. Email Delta Dental at claims@deltadentalia.com.

Fill out and submit the out-of-network claim form.