COBRA Benefits

If COBRA coverage is elected, you will pay the full premium cost plus a 2% administrative fee. If you are the covered spouse of an employee of UNI, you may have the right to elect continuation of coverage for yourself if you lose group health, dental, or vision coverage for any of the following reasons:

• A termination of your spouse's employment or reduction of your spouse's work hours.
• The death of your spouse.
• Divorce or legal separation from your spouse.
• Your spouse becomes entitled to Medicare.

If you are the dependent child of an employee of UNI, you may have the right to elect continuation of coverage for yourself if you lose group health, dental, or vision coverage for any of the following reasons:

• A termination of the employee’s employment or reduction of the employee’s work hours.
• The death of the employee.
• Parent’s divorce or legal separation.
• The employee becomes entitled to Medicare.
• You cease to be a “dependent child” under policy definition.

Once Human Resource Services is notified that a qualifying event has occurred, they will notify the covered individuals of their right to elect continuation of coverage through COBRA.

If you are not enrolled in a health, dental, vision, and/or a health care FSA at the time of separation from the university, you and your family members will not be offered COBRA coverage for that respective plan.

A former domestic partner and their dependents will not be eligible for COBRA and will not be notified of termination. COBRA will not be offered to a domestic partner or their children if the employee terminates employment, or if the domestic partner’s dependents have an event that makes them ineligible for your plan.