I Am Getting Married, Declaring a Domestic Partnership or Common Law Union
A Qualified Life Event - Information and Support for Faculty and Staff
A marriage/domestic partnership/common law union allows you to make changes to your insurance plans as it is a qualified life event.
Health, Dental, and Vision Insurance
You can enroll in coverage or add dependents to your health, dental, or vision insurance within 30 days of getting married. You also have the option to change from one plan option to another, or change plans all together. If you do complete a midyear change in plans, any deductible amount or amount towards your maximum out-of-pocket will transfer to your new plan. Coverage will be effective the first of the month after the date of the union. Any other changes to your plan must be made during the open enrollment period.
Covering a domestic partner on your health and dental insurance has certain tax implications called imputed income.
Flexible Spending Accounts (FSA) – Health Care and Dependent Care
You can change your contributions or enroll in an FSA due to a qualifying life event. Your deductions will start the month after the election is made and you are eligible to use health care FSA contributions as of the effective date of coverage. You are able to use dependent care contributions as they accrue.
Voluntary Term Life (VTL) Insurance
Eligible employees can elect/increase/decrease or de-enroll from voluntary term life for themselves, their spouse or their children due to marriage. The premium for VTL includes accidental death and dismemberment insurance and can be calculated for each coverage amount by viewing page four of the Group Voluntary Term Life Coverage document.
Stress, Mental Health, and Grief Services
Many of us can face challenges every day that can be stressful, overwhelming, and cause strong emotions. Visit our Stress, Mental Health, and Grief Services webpage for services that may be useful to you and/or your family.
- If you need to update your life insurance beneficiaries due to a qualifying life event, please use the Benefits Self-Service System.
- For IPERS beneficiaries, please log into the IPERS website to update.
- To update your TIAA beneficiaries, please log onto the TIAA website to update.
If you decide to enroll into a plan, or add a dependent to an existing plan, you will need to provide the following documentation:
- Marriage Certificate, or
- Notarized copy of a public record showing date of marriage
- Declaration of Same-Sex Domestic Partnership for Enrollment or Eligibility, or
- Affidavit of Domestic Partnership, or
- Registration of Domestic Partnership, or
- Affidavit of Dependency for Tax Purposes
Common law Spouse:
- Affidavit of Common Law Marriage
A marriage may mean a change in name. Legal name changes must be made in person by visiting Human Resource Services. For privacy protection, a photo ID will be requested before a change will be made.
To change your address please log into MyUNIverse and click on ‘Update My Personal Information’. Locate the address tab at the top.
You may also need to update your tax information. This can be done by logging into eBusiness Suite and selecting W-4 Form Employee Withholding Allowances through eBusiness Suite UNI Employee Self-Service.
When You Can Make Changes to Your Benefits
Annual Open Enrollment
If you do not make any changes during open enrollment your coverage selection will remain the same.
Qualifying Life Event
You may also enroll, waive, or change your coverage selection based on a qualifying life event.
How to Make Changes to Your Benefits
UNI Employee Benefits Self-Service
Benefits Self-Service System is designed to help you enroll, make changes, and view your current benefit elections all in one location. For additional support, visit the Benefits Self-Service Help site.
Frequently Asked Questions
- 1Q: Do I need to remove my ex-spouse from my plan after a divorce?
1A: Yes, an ex-spouse is not allowed coverage on your plan. Coverage will always retro-terminate back to the last day of the month in which the divorce/dissolution was finalized.
- 2Q: If my spouse is already enrolled on their own health plan, can I enroll them on my health plan too?
2A: Yes, they will then have to designate which plan is primary and which plan is secondary with each insurance company.
- 3Q: Can I add my new spouse's children to my plan?
3A: Yes, stepchildren are qualified dependents.