Principal Discounts and Services

Eligibility

All non-temporary employees who are enrolled in life or long term disability insurance, and/or voluntary term life group coverage provided by Principal Life Insurance Company. Dependents and beneficiaries are also eligible to utilize the below discounts and services.

Will & Legal Document Center

You and your dependents and beneficiaries have free access to resources and tools provided by ARAG® to create a Will, Living Will, Healthcare Power of Attorney, Durable Power of Attorney and Medical Treatment Authorization for Minors. Estate Planning resources and a Personal Information Organizer are also included. www.ARAGwills.com/Principal. Enter your group policy number: 1120981

Note: The use of the services provided by ARAG® Services, LLC should not be considered as a substitute for consultation with an attorney.

Principal Life and its affiliates are not responsible for any loss, injury, claim, liability or damages related to the use of the discounts and services.

The discounts and services are not a part of the policy or contract and may be changed or discontinued at any time. Although Principal Life has arranged to make these programs available to you, the third party providers are solely responsible for their products and services.

Legal Services Discount through your Employee Assistance Program (EAP)

Eligibility

All benefit eligible employees and their families, and/or members of their household. All EAP services are available to each eligible employee and member of the household, including children. In-person appointments should be available within one-week of your call.

EAP Discounts

Employees are eligible for one free 30 minute consultation with an attorney per year. After the initial consultation, employees will receive 25% off additional legal services. Employees may also receive a 10% discount on legal documentation preparation. To access services call 800-327-4692. To learn more about EAP visit our webpage.

Principal Discounts and Services

Eligibility

All non-temporary employees who are enrolled in life or long term disability insurance, and/or voluntary term life group coverage provided by Principal Life Insurance Company. Dependents and beneficiaries are also eligible to utilize the below discounts and services.

Hearing Aid Program/AHB

Through American Hearing Benefits, Inc. (AHB), you, your spouse, children, parents and grandparents can receive free annual hearing screenings. In addition, you are all eligible for up to 60% off digital hearing aids as well as a deluxe warranty package at no additional charge. www.principal.com/hearingbenefits/ahb or 877-890-4694

Principal Life and its affiliates are not responsible for any loss, injury, claim, liability or damages related to the use of the discounts and services.

The discounts and services are not a part of the policy or contract and may be changed or discontinued at any time. Although Principal Life has arranged to make these programs available to you, the third party providers are solely responsible for their products and services.

Identity Protection Services

UNI employees have access to two identity protection services offered to UNI employees from our benefit vendors.

‌Wherever conflicts occur between the contents of this site and the contracts, rules, regulations, or laws governing the administration of the various programs, the terms set forth in the various program contracts, rules, regulations, or laws shall prevail. Space does not permit listing all limitations and exclusions that apply to each plan. Before using your benefits, review the plan's coverage manual. Benefits provided can be changed at any time without the consent of participants.