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2021 Benefits Open Enrollment

2021 Benefits Open Enrollment Ends In

Open Enrollment Overview

Open Enrollment happens once a year and is your opportunity to make changes to your UNI benefits. The Open Enrollment period is Sunday, November 1 through Monday, November 30, 2020.

Any enrollment changes you make will take effect January 1, 2021.

For employees who are thinking about retiring, or those already retired from UNI, the updated premiums and forms for calendar year 2021 can be found on our Retired from UNI webpage.

Action Required

  • If you want to contribute to a flexible spending account for 2021, you must enroll or re-enroll each year.
  • If you are covering an overage dependent (a qualified child over the age of 26, who is either an unmarried full-time student, or permanently disabled) you must log into self-service to edit that dependent and fill out the corresponding qualifying questions.

No action is needed if you do not wish to make changes to health insurance, dental insurance, vision insurance, or VTL insurance.

Benefits Self-Service Quick Help

Benefits Self-Service provides a help site to support you in making your online enrollment elections and viewing your current benefit elections.

Have you already made changes to your benefits and want to check the status of those changes? Review the FAQ number 24 for a detailed listing of each of the Workflow status, and what action if any, you still need to take.

Benefits Self-Service Status View

Benefits Self-Service Login

Step 1: Add Key Open Enrollment Dates to Your Calendar

Open Enrollment Begins

Sunday, November 1, 2020

Open Enrollment Ends

Monday, November 30, 2020

Step 2: Open Enrollment Q&A Sessions Have Concluded

Open Enrollment informational sessions have concluded for the 2021 plan year. We have recoded the presentation from November 10, 2020 for streaming at your convenience.

Step 3: Know Your Plan

UNI Self-Insured Health Plans

Important: If you are not making changes to HEALTH insurance no action is required and your current health coverage selection will continue.

There will be no premium or plan design changes to the health plans.

UNI PPO (Alliance Select)

Premiums January 1, 2020 – December 31, 2021
Coverage Employee 1/12 Annual Premium Employee Annual Premium UNI Annual Premium
Single $21.45 $257.40 $9,093.72
Family $364.80 $4,377.60 $17,505.96
Shared Family $182.40 $2,188.80 $19,694.28

UNI Blue Advantage (HMO)

Premiums January 1, 2020 – December 31, 2021
Coverage Employee 1/12 Annual Premium Employee Annual Premium UNI Annual Premium
Single $0.00 $0.00 $9093.72
Family $192.60 $2,311.20 $17,505.96
Shared Family $20.10 $241.20 $19,694.28

Who is eligible for coverage under your health insurance?

To learn who eligible for coverage for health insurance please review the Coverage section on the Health Insurance Benefits page.

Keep Taking Your Preventative Care Measures

Using your preventative care exams has the greatest potential to impact our health and dental premiums.

  • Our health plans offer one preventive annual physical per person covered, per calendar year.
  • Our health plans also offer one preventive eye exam per person covered, per calendar year.

Continue to encourage preventive measures with other employees and family members so we can see a healthier 2021.

Tools to Help You Choose

Tools to Help You Use

What is Self-Insured?

The University's health and dental insurance plans are self-insured. Self-insured means the employee and employer premiums go into a health plan account instead of being sent to Wellmark Blue Cross Blue Shield (our health insurance vendor). This means how employees use the plan impacts future premiums and the health plan account.

UNI Self-Insured Dental Plan

Important: If you are not making changes to DENTAL insurance no action is required and your current dental coverage selection will continue.

What's New for 2021 For Your Dental Plan

There have been no premium changes for the UNI Dental Insurance Plan for calendar year 2021 (administered by Delta Dental).

There has been additional coverage added to UNI's dental plan for plan year 2021. The plan will now include more coverage for white fillings on the back teeth rather than coverage for just the silver colored filling.

Who is eligible for coverage under your dental insurance?

To learn who eligible for coverage for dental insurance please review the Coverage section on the Dental Insurance Benefits page.

Vision Insurance

Important: If you are not making changes to VISION insurance no action is required and your current vision coverage selection will continue.

What's New for 2021 For Your Vision Plan

There have been no premium for the vision insurance plans for 2021. The same two vision plans will be available through Avēsis.

There has been additional coverage added to the Avēsis vision plans for progressive 1 and 2 lenses as well as more updated covered lens options. Please see the Avēsis Materials Only Flyer and the Avēsis Exam and Materials Flyer for more information.

Who is eligible for coverage under your vision insurance?

To learn who eligible for coverage for vision insurance please review the Coverage section on the Vision Insurance Benefits page.

DeltaVision® Discount Program

If you are enrolled in the UNI Dental Plan, you may choose to take advantage of the DeltaVision® discount plan. This vision discount plan offered by Delta Dental will not work with with Avēsis Vision insurance – you must use one or the other on a single purchase.

Blue365® Health and Wellness Deals

If you are a member of a health insurance plan offered at UNI, then you are eligible for savings through the Blue Cross and/or Blue Shield Companies member discounts.

Flexible Spending Accounts/Pre-tax

Action Required

  • If you want to contribute to a flexible spending account for 2021, you must enroll or re-enroll each year.

Contributing in a Flexible Spending Account and/or utilizing pre-tax deductions for health and dental may provide you a 25% savings on your take home pay.

Flexible Spending Accounts/Pre-tax Annual Maximums
Plan IRS maximum
Health Care FSA Current 2020 IRS maximum is $2,750.
Health Care FSA 2021 IRS maximum remains unchanged at $2,750.
Dependent Care FSA Current 2020 IRS maximum is $5,000.
Dependent Care FSA 2021 IRS maximum remains unchanged at $5,000.

UNI Employees Actions
Employees wanting to elect the Health Care FSA maximum amount or have yet to submit their request. Login to the Benefits Self-Service system no later than November 30. The Health Care FSA Plan Description has been updated with further information. Read the description carefully before you submit a request.
Employees who have already submitted their Health Care FSA request and want to elect the maximum amount. Login to the Benefits Self-Service system no later than November 30. The Health Care FSA Plan Description has been updated with further information. Read the description carefully before you submit a new request.
Employees who have already submitted their Health Care FSA request and do not want to elect the maximum amount. No action required.
Employees not wanting to elect a Health Care FSA. No action required.

You have until March 31, 2021 to submit reimbursements for health, dental, vision, or daycare expenses that occurred between January 1, 2020 through March 15, 2021.

Voluntary Term Life Insurance

Important: If you are not making coverage amount changes to VOLUNTARY TERM LIFE (VTL) insurance no action is required and your current VTL coverage selection will continue.

Planning for Tomorrow

Having enough life insurance today may better prepare you for tomorrow. Once you have established a Voluntary Term Life (VTL) policy you are able to increase your election by a maximum of $20,000 each year without being required to complete a statement of health questionnaire. You are able to elect VTL coverage for yourself, a spouse or domestic partner, and children.

Voluntary Term Life Insurance for Domestic Partners and Children of Domestic Partners

During Open Enrollment you may also purchase additional Voluntary Term Life (VTL) Insurance coverage for your domestic partner and/or children of your domestic partner with coverage being effective January 1, 2021. From now until November 30, 2020 you may elect up to the coverage limits and no Principal medical questionnaire will be required. For information on coverage limits, premiums and benefits visit the VTL webpage. You may enroll or make changes to your VTL Insurance elections through Benefits Self-Service.

Importance of Current Beneficiary Information

It’s important to keep your beneficiary designations up-to-date on insurance policies and retirement plans. A beneficiary or beneficiaries are the person(s) or entity you would like your assets to go to when you pass away. Naming a beneficiary allows you the opportunity to instruct whom to distribute your assets to and at which percentage(s). This may help avoid probate costs associated with a will and your estate.

Beneficiary changes through Benefits Self-Service is for Life Insurance only. If you need to make changes to your beneficiaries for TIAA you may access your account at TIAA.org and change your beneficiary designations. To make changes for IPERS you may log into your account at ipers.org to make beneficiary changes. 

Tax-deferred Annuity Plans

The smallest amount contributed may make a big impact on your retirement savings goals; start by enrolling or increasing your contributions into your TDA for 2021.

Tax-deferred Annuity Maximums
Plan IRS maximum
Tax-deferred Annuity Current 2020 IRS maximum is $19,500.
Tax-deferred Annuity 2021 IRS maximum remains unchanged at $19,500.

Step 4: Elect or Change for 2021

Action Required

  • If you want to contribute to a flex spending account for 2021, you must enroll or re-enroll each year.
  • If you are covering an overage dependent (a qualified child over the age of 26, who is either an unmarried full-time student, or permanently disabled) you must log into self-service and add that dependent back to your plan, and fill out the corresponding qualifying questions.

Benefits Self-Service

Getting Started

Benefits Self-Service System - UNI Human Resource Services will not accept paper forms for benefits changes and/or updates.

"Jan-2021" is the "Month Change Takes Place".

Benefits Self-Service Login

Benefits Self-Service provides a help site to support you in making your online enrollment elections and viewing your current benefit elections.