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My Benefits | I am Getting Divorced or Dissolving My Domestic Partnership

I am Getting Divorced or Dissolving My Domestic Partnership

The following web page supports Academic Administrators, Faculty, Institutional Officials, P&S, and Merit Supervisory & Merit Confidential employees who are currently employed at the University.

Timeline

3 Months Prior

  • Create a checklist of items that might need changed when you get divorced, the following items could be considered:
    • Health, dental, and vision insurance
    • Life insurance beneficiaries
    • Health Care or Dependent Care Flex Spending
    • Voluntary Term Life (VTL)
    • Emergency contacts
    • Name change
    • Tax forms
    • Address change
    • Work email address (if you experience a name change)
  • For more information on: health, dental, and vision coverage, voluntary term life and accidental death & dismemberment, flex spending, and beneficiaries, please see the detailed sections below.

2 Months Prior

  • If you were not currently covered on UNI’s health, dental, or vision plans, please review all insurance plans that you might be eligible for to determine what plan works best for you and your spouse/partner and possible dependents.
  • If you choose to enroll in a UNI plan, did you consider signing up for the premium only plan or the flexible spending plan? The premium only plan will allow your premiums to be paid pre-tax instead of post-tax. The Health Care FSA will use pre-tax dollars to pay for co-pays, coinsurance, and deductible charges from your health, dental, and vision plans.
  • If you are currently covered on UNI’s health, dental, or vision plans, and are covering your former spouse, you must remove your former spouse and former spouse’s family members from health, dental and vision plans within 30 days of getting divorced. Only the dependents that are affected by the event may be removed. You also eligible to change your coverage to a new plan due to this life event.
  • Review optional Voluntary Term Life Insurance coverage. You may increase, decrease, or remove the coverage due to the divorce. You must also remove your former spouse voluntary term life coverage if you had an optional policy on them as well.
  • Review your current beneficiaries. Will they need to be updated once you are divorced?

1 Month Prior

  • When you have decided which plans, and who will be covered on your plans, plan ahead and find out what the enrollment process is.
  • When making the changes to your coverage, you will need to supply the following documentation within 30 days of the official date of the divorce:
    • Divorce or separation decree, or
    • Legal separation agreement, or
    • Dissolution of Domestic Partnership

1 Week After

  • Once the divorce is final, you should start making changes, if needed, to the topics that were covered above. Once you have the necessary documentation you will be ready to make your benefit and/or name changes. Please remember that you have 30 days (from the time of the life event) to make these changes.
  • Have any personal information that needs to be updated such as name, address, and emergency contacts? These can be updated by logging into My UNIverse and selecting Update My Personal Information.
  • You may also need to update your tax information now that you’re divorced. This can be done by logging into eBusiness Suite and selecting W-4 Form Employee Withholding Allowances under the UNI Employee Self Service link.

Personal Information

After a divorce there are many things that may need to be updated:

Personal information such as name, address, and emergency contacts can be updated by logging into My UNIverse and choosing 'Update My Personal Information.'

Tax information can be updated by logging into the eBusiness Suite and selecting W-4 Form Employee Withholding Allowances under the UNI employee Self Service link.

Documentation

Acceptable documentation must be provided in order to support the change in benefits and/or a name change.

Acceptable documentation:

  • Divorce or separation decree, or
  • Legal separation agreement, or
  • Dissolution of Domestic Partnership

Health, Dental, & Vision Coverage

You can enroll in coverage or add/remove dependents to/from your health, dental, and vision plans within 30 days of getting divorced. You may also change from one plan option to another, and only the dependents that are affected by the event may be added. Coverage will be effective the first of the month after the divorce is finalized. Any other changes to your plan must be made during the open enrollment period.

To make a change due to a life event, please use Benefits Self-Service System.

Benefits Self-Service Login

Voluntary Term Life Insurance and Accidental Death & Dismemberment

You may enroll or increase the amount of your Voluntary Term Life Insurance (VTL) and Accidental Death & Dismemberment (AD&D) Insurance for yourself, your spouse, and your children. Spouse and child coverage cannot exceed 100% of your coverage. If elected, this coverage would be in addition to the University provided life insurance, and you pay the full cost of the premium with after-tax dollars through monthly payroll deduction. If you are not already enrolled in VTL proof of good health will be required. Due to a divorce, current VTL coverage on a spouse would end the month that the divorce is finalized.

The monthly premiums vary based on the age of the applicant and the coverage chosen. For more information on the premiums and coverage amounts, view the Benefits-At-A-Glance informational handout.

Flex Spending – Health Care and Dependent Care

If you need to make a change or enroll in health care or dependent care flex spending due to a qualifying life event, you can enroll online through Benefits Self-Service System. Your deductions will start the month after the election is made.

Beneficiaries

If you need to update your life insurance beneficiaries due to a qualifying life event, you can update group life insurance beneficiaries on Benefits Self-Service System or a VTL Beneficiary Designation Change Form.

For IPERS beneficiaries, please fill out the IPERS Enrollment and Beneficiary Designation form and submit to IPERS at the address on the form.

To update your TIAA beneficiaries please log onto the TIAA website and update your beneficiaries accordingly.

If you have additional questions, please contact the Human Resource Services Benefits Team or by calling 319-273-2423.