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My Benefits | I am Adopting a Child

I Am Adopting

A Qualified Life Event - Information and Support for Faculty and Staff

Adopting a child allows you to make changes to your insurance plans as it is a qualified life event.

Family and Medical Leave Act (FMLA)

  • Contact Information for Leaves & Accommodations

    Melissa Ward
    Leave & Accommodation Coordinator
    (319) 273-6164
    Melissa.Ward@uni.edu

The Family and Medical Leave Act (FMLA) was passed by Congress and went into effect on August 5, 1993. The FMLA provides up to 12 weeks of unpaid, job-protected leave per year to eligible employees for certain personal and family medical reasons.

Health, Dental, and Vision Insurance

You can enroll in coverage or add dependents to your health, dental, or vision insurance within 60 days of adopting a child. You also have the option to change from one plan option to another, or change plans all together. If you do complete a midyear change in plans, any deductible amount or amount towards your maximum out-of-pocket will transfer to your new plan. Coverage will be effective the date in which the child is adopted. If making a plan change or enrolling for the first time, the coverage for the employee and any other covered family members will retro date back to the first of the month in which the child was adopted. Any other changes to your plan must be made during the open enrollment period.

Flexible Spending Accounts

You can change or enroll in an FSA due to a qualifying life event. Your deductions will start the month after the election is made but you are able to submit for reimbursement for claims from the date the child is adopted.

Voluntary Term Life (VTL) Insurance

Eligible employees can elect/increase/decrease or de-enroll from voluntary term life for themselves, their spouse or their children due to the adoption of a child. The premium for VTL includes accidental death and dismemberment insurance and can be calculated for each coverage amount by viewing page four of the Group Voluntary Term Life Coverage document. If elected, coverage for the baby will begin the day they are born.

Beneficiaries

If you need to update your life insurance beneficiaries due to a qualifying life event, please use the Benefits Self-Service System.

For IPERS beneficiaries, please log into the IPERS website to update.

To update your TIAA beneficiaries, please log onto the TIAA website to update.

Documentation

If you decide to enroll into a plan, or add a dependent, through UNI you will need to provide the following documentation:

  • Adoption or legal guardianship decree, or
  • Letter of placement by an adoption agency

You will be required to have the child’s social security number to add them insurance.

Paid Time Off

Adoption Leave

Faculty and Staff may use up to 40 hours of sick leave per occurrence during adoption. This time should be recorded as adoption leave (or sick leave) on the employee's monthly timecard.

Vacation

Staff members may use vacation to remain in paid status due to leave during adoption.

Note: Faculty do not accrue vacation.

Tax Information

You may also need to update your tax information. This can be done by logging into eBusiness Suite and selecting W-4 Form Employee Withholding Allowances through eBusiness Suite UNI Employee Self-Service.

UNI Employee Benefits Self-Service

Benefits Self-Service System is designed to help you enroll, make changes, and view your current benefit elections all in one location. For additional support, visit the Benefits Self-Service Help site.

Frequently Asked Questions

  1. 1Q: If I am not currently covering anyone else on my health insurance, can I add them at this time?

    Adopting a child allows you to make changes to your insurance plans as it is a qualified life event.

  2. 2Q: If I add the child to my insurance, when will the coverage start?

    Coverage for the child will start as of the date on the adoption decree.

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