Tips and tools to assist those utilizing UNI's benefits to better understand as well as contribute to their overall well-being.

FSA eligible expenses must be incurred between January 1, 2019 through March 15, 2020 or prior to your termination of employment.

Benefits eligible employees are allowed to make changes to their benefits during Open Enrollment. This is the only time of year where changes can be made without a qualified life event. Any changes that are made go into effect January 1 of the upcoming year.

UNI has two health plans, the UNI PPO (Alliance Select) and the UNI Blue Advantage (HMO). The UNI Preferred Provider Organization (PPO) plan provides coverage whether you are in-network or out-of-network, you pay more for services provided outside of the network. The network for this plan is nationwide and is available in over 200 countries. The UNI Blue Advantage is also known as a Health Maintenance Organization (HMO). This plan provides coverage only in the state of Iowa. Coverage would only be available outside of Iowa if Doctor on Demand was used, or the claim was considered accidental injury or an emergency. To learn more about the health plans offered at UNI visit our health insurance webpage.

Delta Dental's ToGo Program allows you to carry over any unused annual benefit from one year to the next. This program offers more flexibility and helps you plan for more extensive and costly dental treatments for yourself, or your covered family members, in subsequent years. This program does not cost anything and is automatic for anyone enrolled. This rollover will occur at the end of the plan year, December 31st.