Dental Benefits

Dental Benefits Eligibility

Non-temporary Employees

Non-temporary employees must work at least 20 (50%) hours per week and have an appointment for nine (9) months or greater.

Temporary Unit Faculty

Temporary unit faculty are eligible for dental insurance when their current assignment is 50% or greater FTE and they also had a 25% or greater FTE assignment in the prior academic semester or prior academic year.

If someone on the UNI dental insurance plan becomes ineligible for coverage they will be offered coverage through the Consolidated Omnibus Budget Reconciliation Act (COBRA).

Other dental care options may be available to you through the Iowa Retired School Personnel Association (IRSPA).

Annual Open Enrollment

If you do not make any changes during open enrollment your coverage selection will remain the same.

Qualifying Life Event

You may also enroll, waive, or change your coverage selection based on a qualifying life event.

UNI Works

UNI Works is designed to help you enroll, make changes, and view your current benefit elections, dependents and beneficiaries all in one location. When logging into UNI Works, select Benefits and Pay from the Main Menu.

Coverage is available for:

• Yourself
• Your spouse
• Common law spouse or domestic partner
• Children to age 26;
  • Children who are unmarried full-time students over the age of 26;
  • Qualified children over age 26 who are totally and permanently disabled, provided the disability existed prior to age 26.

If a retiree returns and is eligible for benefits, they can either:

1. Select the active employee benefits and waive retiree coverage
   OR
2. Waive the active employee benefits and continue with the retiree benefits.

Once the retiree coverage is waived, the retiree cannot re-enroll in retirement coverage.

An employee can only retire from UNI once.

Dental insurance helps you cover the costs of routine dental check-ups, treatment, and care of dental disease and accidents to teeth. Delta Dental offers a large network of providers, with a broad range of dentists, which helps to keep your out-of-pocket costs down.

Delta Dental has two networks, the Delta Dental PPO, and Delta Dental Premier. A list of participating providers may be found at deltadentalia.com. You may also ask providers whether they have a participating agreement with Delta Dental or contact Delta Dental at (800) 544-0718 to ask about specific providers.

Dental premiums are withheld from your pay as a pre-tax deduction, which reduces your taxable income and the amount of taxes you pay at the time of payroll. This is a default selection by the university.

If you would like to opt-out of the pre-tax premium option, please complete the After-Tax Premium Option Form and submit to the Human Resource Services Office.

University of Northern Iowa employees enrolled in Delta Dental of Iowa are automatically eligible for a vision discount program through EyeMed Vision Care at no extra cost.

The UNI Dental Plan offers coverage for covered services while out of the country. In case of a dental issue while traveling:

1. Schedule and proceed with the service needed. Cost of service is determined by the provider. The co-insurance is the same as an out-of-network service, or a charge that would be charged in the Premier network.
2. Email Delta Dental at claims@deltadentalia.com.