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Open Enrollment is Happening Now
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The 2019 Annual Benefits Open Enrollment period is going on now and will run through October 31, 2018. During this time you may learn what is new for 2019, as well as review and change your benefit elections.
Any changes made to your benefit elections will be effective January 1, 2019. Employees wishing to take advantage of a Flex Spending Account (FSA) must enroll or re-enroll each year. Human Resource
Services will be holding nine (9) informational sessions to communicate Open Enrollment information. For more information about Open Enrollment, registering for informational sessions, and a complete list of
steps to take for a positive and successful Open Enrollment period, please see our Open Enrollment website.
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Retirement Readiness: Social Security 101
Human Resource Services will host an informational session on Social Security benefits and preparing for retirement. Learn how Social Security benefits affect retirement, strategies to maximize your benefits,
and ideas to help you set up your retirement income. All faculty and staff are welcome to attend. The hour long session will be presented by VALIC October 2 at noon in the State College Room MAU. Please
register in advance.
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Financial Wellness: VALIC On-site Meetings
VALIC will be on-site to provide face to face retirement plan guidance. Sign up to meet with John Morgan to get answers to help you plan for a more secure financial future. To make an individual appointment visit
https://my.valic.com/seminars and enter registration code 5228CED11AB. Appointments are available October 2 from 9:30 - 11:30 a.m. in 113 GIL.
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Financial Wellness: Get a Head Start
Human Resource Services will host two informational sessions on saving for retirement. This workshop is for employees in all stages of their career and will provide information on the 403(b) plan, the advantages
of participating, how to create a retirement strategy and how to update your account. All faculty and staff are welcome to attend. The hour long sessions will be presented by TIAA: October 15 at 3 p.m. and October
16 at noon in the Oak Room MAU. Please register in advance.
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My Well-being: Employee Benefits and Well-being Fair
The Annual Employee Benefits and Well-being Fair, hosted by Human Resource Services, will take place on October 17. Visit over 50 vendors from campus, the Cedar Valley, and across the state from 11 a.m. - 2 p.m. in the Maucker Union Ballroom. More in-depth vendor sessions will be held in the lower level of the Union. Enjoy interactive health and well-being activities, door prizes, food samples, free massages, and much more! To learn more visit: https://hrs.uni.edu/wellbeing/fair.
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Financial Wellness: TIAA Traditional
Human Resource Services will host a one hour informational session on the TIAA Traditional Account. During this session you will understand the benefits of TIAA Traditional and how this versatile portfolio option
can be used in your overall financial plan. You will also learn how to develop an income plan that can help protect you from outliving your savings in your senior years. All faculty and staff are welcome to
attend. The hour long session will be presented by TIAA’s Vice President of Actuarial Consulting Services, Benny Goodman, and will be held October 23 at 2 p.m. in the ScholarSpace LIB. Please register in advance.
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My Well-being: Good Health Essentials
Human Resource Services will host a one hour informational session on Good Health Essentials. Susie Roberts, from Employee and Family Resources, will present on balancing healthy food, exercise, sleep, socialization,
and routine care to obtain overall well-being. The importance of routine health screenings, and taking care your emotional well-being will also be discussed. This presentation will take place on October 24 at
1 p.m. Location is to be determined. Please register in advance.
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My Well-being: What everyone needs to know about Breast Cancer.
Human Resource Services will host an informational session on breast cancer. Cancer health professionals from Covenant will cover topics including prevention, early detection, and current screening recommendations.
This one hour session will take place on October 30 at 10 a.m. in the State College Room MAU. Advanced registration will be required.
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Savvy Saver Tips for National Retirement Security Week – October 21-27.
Are you a savvy saver? National Retirement Security Week (NRSW) is October 21-27! It’s the perfect time to make sure you’re thinking ahead to your future. Follow these five savvy saver tips to get started.
1. Make sure you’re on track – Reaching your goals is easier when you know where you stand. Get a retirement check-up in less than 30 seconds. Just by entering a few numbers, you can see if you’re saving enough and get tips to help you get or stay on track.
2. Be a best-in-class saver – Knowing what others like
you are saving can help you set your own goals. See how you compare.
Simply enter your age and salary and you’ll see how you’re doing compared to others like you.
3. Small changes can add up big – Saving more can have little impact on your paycheck. Putting a little
more toward retirement can save you money on taxes and give you the benefit of compound interest. With compounding, you earn money on what you save and on any earnings. Given time, your money can really add
up. Use this calculator to estimate the impact on your
take-home pay when you increase your savings.
4. Knowledge is key – Knowing how finances work will help you better plan for a secure future. From the basics on investing to understanding tax reform
and more, TIAA offers a range of helpful webinars that you can attend live or view on demand. Visit TIAA.org/webinars to see
the full lineup.
5. Make it last – Choosing retirement income options that never run out may help you pursue the future you want without worry. Calculate the monthly income you could have in retirement from choosing lifetime income options.*
Spending a few minutes each day during National Retirement Security Week to take advantage of these resources can help you become
a savvy saver. For a comprehensive list of tools and calculators visit TIAA.org/tools anytime.
To
meet with a TIAA Financial Consultant for a more personalized investment review, visit TIAA.org/schedulenow.
Or call 800-732-8353 weekdays from 7 a.m. to 7 p.m. CT.
* Subject to the claims-paying ability of the issuer.
** This article has been reprinted with permission from TIAA
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October is Breast Cancer Awareness Month
According to the CDC, in the U.S. more than 240,000 women will be diagnosed each year with breast cancer, and more than 40,000 women will pass away. Men can also be diagnosed with breast cancer, however, it is
less common and accounts for about 1% of those who have been diagnosed with breast cancer. There are things you can do to lower your risk for breast cancer,
including maintaining a healthy weight and exercising regularly. Early detection is key for all cancers, and following the screening recommendations is important. In addition, you should report any changes of your breast(s) normal appearance, shape, or feel to your health care provider immediately.
One way to show your support for breast cancer awareness is to participate in the the local Cedar Valley Beyond Pink TEAM’s
annual 5K run/walk on October 6 in downtown Cedar Falls. This is a great way to support breast cancer locally, with the proceeds benefiting individuals fighting breast cancer in the Cedar Valley. Participating
is a great way to support your own well-being too!
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The Difference Between UNI's PPO Health Plan and UNI's HMO Health Plan
UNI has two health plans available for eligible employees, the UNI PPO (Alliance Select) and the UNI Blue Advantage (HMO). The UNI PPO (Preferred Provider Organization) plan provides coverage whether you are in-network or out-of-network,
but you pay more for services provided outside of the network. The network for this plan is nationwide and is available in over 200 countries. The UNI Blue Advantage is known as a Health Maintenance Organization
(HMO). This plan provides coverage only in the state of Iowa. Claims would only be covered outside of Iowa if Doctor on Demand was used, or the claim was considered an accidental injury or an emergency as determined by Wellmark. For more similarities and differences, review UNI's Health Plan Comparison.
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